Deal LoanBuilder Special Offers
Deal Deal Loans between $5,000 to $100,000. Apply Today!
Deal One fixed fee, no surprise fees.
LoanBuilder, A PayPal Service FAQs
Does checking eligibility affect my credit score?
No. Completing the eligibility questionnaire allows you to review estimated offers, if eligible, and does not impact your consumer credit score.¹ If you accept an approved offer, credit checks and public record checks will be performed, which may impact your consumer credit score.
How quickly can funds be received?
If your application is approved by 5PM ET on a bank business day, the lender can transfer funds as fast as the next business day.² Timing depends on approval and bank processing.
What are the costs involved?
LoanBuilder Loans use a single fixed fee structure.³ There are no application fees and no early repayment fees. In addition to the Total Loan Fee, the only other potential cost is a $20 Returned Item Fee if a payment is returned.
Do I need to use PayPal products to apply?
No. Businesses do not have to process payments or use other PayPal products or services to apply for a LoanBuilder Loan.
What are the minimum requirements?
To apply, your business must have:
- At least 9 months in operation
- Annual revenue of at least $33,300
- An owner FICO score of at least 580–620
Eligibility and approval are subject to review.
Access Straightforward Business Funding with LoanBuilder
When your business needs working capital, timing matters. LoanBuilder, A PayPal Service, is designed to make the process clear and efficient. You can apply online or speak directly with a U.S.-based team. Start by providing basic business information — like your business name, revenue, and loan purpose — to see if you’re eligible. If approved, you’ll sign electronically and the lender will transfer funds directly into your business bank account.²
LoanBuilder Loans come with straightforward pricing. You pay one fixed fee (the Total Loan Fee) agreed to upfront, with no application fees and no early repayment fees.³ There’s no fee deducted from your loan proceeds at funding. The only additional cost is a $20 Returned Item Fee if a payment is returned. Terms range from 17 to 52 weeks, depending on eligibility and loan amount, and a personal guaranty is required — as is typical with small business loans.
The lender for LoanBuilder Loan is WebBank.
Disclosures¹ Completing the questionnaire will assess your business’s eligibility, allow you to review estimated offers if eligible, and will not impact your consumer credit score. Accepting an approved loan offer will trigger credit checks and other public records checks, which may impact your consumer credit score.² The lender transfers funds as fast as the next business day for applications approved by 5PM ET on bank business days.³ In addition to the Total Loan Fee, the only other cost is a $20 Returned Item Fee that is only assessed if a payment is returned.
Results or experience may vary.