LOFT Coupons

More Ways to Save Money at LOFT

LOFT's built a shopping experience that rewards smart spenders. Between their StyleRewards loyalty program, stackable discount codes, and strategic sales timing, you can build a quality wardrobe without the premium price tag. Here's how to unlock every available saving opportunity and make your fashion budget stretch further.

Apply a LOFT Promo Code, Step by Step

Getting your discount to show up at checkout is straightforward, but timing matters for maximum savings. LOFT runs promotional codes nearly year-round, and many can be combined with existing sales for deeper discounts.

1. Add items to your cart — shop sale sections first to maximize your base savings
2. Proceed to checkout — review your order total before applying any codes
3. Look for the promo code box — it appears in the payment section during checkout
4. Enter your code — type carefully and hit apply to see the discount reflected
5. Verify the total — make sure your discount shows before completing purchase

Pro tip: If you're signed up for LOFT texts or emails, your 10% off discount code can typically stack with sale prices. Always apply percentage-off codes before dollar-off offers to maximize your total savings.

Earn Rewards with Every StyleRewards Purchase

LOFT's StyleRewards program turns every purchase into future savings. The earning structure is simple: spend money, collect points, redeem rewards. But the real value comes from understanding how to accelerate your earning rate and time your redemptions.

Points and Earning Rates

Regular members earn 2 points per dollar spent, while LOFT Credit Card holders earn 5 points per dollar. Every 500 points converts to a $5 reward certificate, issued in $5 increments up to $30 per redemption. The math works out to roughly 2.5% back for regular members and 5% back for cardholders — not bad for a free program.

VIP Status and Birthday Perks

VIP status unlocks at $500+ in annual spending and lasts through the following calendar year. VIP perks include enhanced birthday rewards and additional free shipping certificates. Speaking of birthdays, the rewards scale with your membership level:

• Insiders: $10 birthday reward
• Cardholders: $15 birthday reward
• VIP Members: $15 birthday reward
• VIP Cardholders: $20 birthday reward

New members get a $10 reward immediately just for entering their phone number during signup. That's enough to cover shipping costs or knock a significant chunk off a smaller purchase.

Free Standard Shipping on Orders $99+

LOFT's free shipping threshold hits the sweet spot for most shoppers. At $99+ after all discounts, standard shipping to the contiguous United States is completely free. The key detail: this threshold applies after your discounts are calculated, not before.

This policy excludes Puerto Rico, Hawaii, and Alaska, where additional fees apply. If you're planning multiple purchases, it often makes sense to combine them into a single order to hit the threshold rather than paying shipping on smaller orders.

Stack Discounts for Maximum Savings

LOFT's discount stacking policy is more generous than many retailers. The 10% off codes for email and SMS signups are explicitly marked as "combinable with other offers," which means they work on top of sale prices and seasonal promotions.

Here's a realistic stacking scenario: Start with a 50% off sale item, add the 10% SMS signup discount, and if you're opening a new LOFT Credit Card, tack on another 20% off your first purchase. That's serious savings that can make premium pieces surprisingly affordable.

The main restrictions apply to Sneak Preview merchandise, third-party brands, and items already marked Final Sale. Gift cards, taxes, and shipping fees are also excluded from most promotional offers.

LOFT Credit Card Perks Worth Considering

The StyleRewards Credit Card offers two main benefits that can pay for themselves if you shop LOFT regularly. First, you'll earn 5 points per dollar spent instead of the standard 2 points — that's a 150% boost in earning rate.

Second, cardholders get 15% off every first Tuesday of the month. If you time one significant purchase per month around this schedule, the discount can easily offset any annual fees. The card also comes with a 20% off your first purchase when you open and use it the same day.

Cardholders also get free shipping on orders of $75 or more instead of the standard $99 threshold — a nice perk for smaller, more frequent orders.

Returns and Exchanges Made Simple

LOFT accepts returns on unworn, unwashed, and defective merchandise within 30 days of shipment. With proof of purchase, you'll get refunded in your original payment method or can exchange in-store.

After 30 days, returns are still accepted but you'll receive store credit at the item's current selling price. Items marked "Final Sale" can't be returned or exchanged, so double-check your size and color choices on clearance purchases.

Returning via Mail

For mail returns, you can use LOFT's prepaid label for $9.95 deducted from your refund, or ship on your own using any carrier. The return address is their Greencastle, Indiana distribution center.

One helpful feature: LOFT offers price adjustments within 7 days of purchase if a full-priced item goes on sale. This only applies to items bought at full price (not with coupons or discounts) and must be requested in-store for in-store purchases.

Gift Cards That Never Expire

LOFT gift cards come in denominations from $25 to $1,000 with no expiration dates or service fees. They're redeemable at LOFT, LOFT Outlet, Ann Taylor, and Ann Taylor Factory stores, plus online at loft.com and anntaylor.com.

Physical gift cards ship free, while e-gift cards can be presented on mobile devices or printed for in-store use. The 19-digit gift card number and PIN are required for online purchases, entered in the payment section at checkout.

Customer Support at LOFT

LOFT provides multiple ways to get help with orders, returns, and account questions. You can reach customer service through their website's live chat feature, phone support, or social media channels.

• Online: Live chat and email support through loft.com
• Phone: Customer service line for order and return assistance
• Social: Responsive support on Facebook and Twitter
• In-store: Full-service support at retail locations nationwide

The website also includes order tracking, size guides, and a comprehensive FAQ section for self-service support. StyleRewards members can manage their accounts, check point balances, and view reward certificates online.